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Glossary of Workers' Compensation Law Terms
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Date of injury: If your injury was caused by one
event, the date it happened is the date of injury. If the
injury or illness was caused by repeated events, the date of
injury is the date you knew, or should have known, the injury
was caused by work.
Death benefits: Benefits paid to surviving dependents
when a work injury results in death.
Defendant: The party, usually an employer or its insurance
company, opposing you in a dispute over benefits.
Delay letter: A letter sent to you by the insurance
company explaining why payments are delayed.
Denied claim: A claim in which the insurance company
does not believe that your injury or illness was work related
and therefore denies your claim. Disability: A physical or
mental impairment that limits everyday activities.
Disability management: A process to prevent disability
from occurring or to intervene early and encourage and support
continued employment. Disability rating: See permanent
disability rating.
Discrimination claim: A petition filed if your employer
has fired or discriminated against you for filing a workers'
compensation claim.
Dispute: A disagreement about your right to payments,
services or other benefits.
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