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Glossary of Workers' Compensation Law Terms
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Carve-out: Carve-out programs allow employers and
unions to create their own alternatives for workers'
compensation benefit delivery and dispute resolution under a
collective bargaining agreement.
Claim form: The form used to report a work injury or
illness to your employer. The form is filed out and turned in
at your place of business.
Claims administrator: The term for insurance companies
and others that handle your workers' compensation claim. Most
claims administrators work for insurance companies or third
party administrators handling claims for employers. Some
claims administrators work directly for large employers that
handle their own claims.
Commutation: An order by a workers' compensation judge
for a lump sum payment of part or all of your permanent
disability award.
Cumulative injury: An injury that was caused by
repeated events at work.
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