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Glossary of Social Security Disability Terms
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Delayed Retirement Credits: Social Security benefits
are increased (by a certain percentage depending on a person's
date of birth) if retirement is delayed beyond full retirement
age. Increases based on delaying retirement no longer apply
when people reach age 70, even if they continue to delay
taking benefits.
Direct Deposit: The standard way to receive Social
Security benefits.
Disability Benefits: These benefits are received if
you: are under FRA (full retirement age), have enough Social
Security credits, and have a severe medical impairment that
prevents you from doing substantial work for more than a year,
or are expected to die from the impairment.
Disability Insurance: One of three components in the
Social Security program. You become eligible for disability
benefits when you cannot do the work you did before becoming
disabled and the work you did, cannot be adjusted to
accommodate your disability. The number of work credits you
need to qualify for benefits depends on your age at the time
you become disabled.
Documents: Forms often requested and submitted by
individuals who are applying for benefits. Documents usually
include: birth certificates, marriage certificates, W2 forms,
tax returns, and deeds. Normally only originals or certified
copies are accepted.
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